by The Novus Texas Team | Nov 10, 2026 | Mortgage
Texas Down Payment Assistance: What Homebuyers Need to Know in 2026 Navigating the world of homeownership can be daunting, especially when it comes to the financial aspects of buying a home. One of the most significant hurdles many potential buyers face is the down... 
by The Novus Texas Team | Nov 3, 2026 | Mortgage
What Credit Score Do You Need to Buy a House in Texas? When it comes to buying a house in Texas, one of the most common questions prospective homebuyers ask is, “What credit score do I need?” The answer isn’t straightforward, as it varies based on... 
by The Novus Texas Team | Oct 14, 2026 | Mortgage
How Much House Can I Afford in Texas? A 2026 Guide to Income, Down Payment, and Monthly Payment Deciding how much house you can afford in Texas involves more than just looking at your income. It requires a comprehensive understanding of various financial factors,... 
by The Novus Texas Team | Oct 7, 2026 | Mortgage
Should You Buy a House When Mortgage Rates Are Above 7%? As mortgage rates hover above 7%, many potential homebuyers are left wondering if now is the right time to purchase a home. The decision isn’t as straightforward as a simple yes or no. Instead, it involves... 
by The Novus Texas Team | Jun 24, 2026 | Mortgage
How the Texas Homestead Exemption Lowers Your Monthly Mortgage Payment and Improves Affordability The Texas Homestead Exemption monthly mortgage payment benefit is one of the most overlooked advantages for Texas homeowners. By lowering property taxes, it can reduce... 
by The Novus Texas Team | Jun 17, 2026 | Mortgage
Texas Homestead Exemption for Seniors Veterans and Disabled Homeowners Texas Homestead Exemption for seniors, veterans, and disabled homeowners can create major property tax savings beyond the standard exemption. Many qualifying Texans reduce their tax bill by...