Privacy Policy

When it comes to lending, our management team has decades of experience. They are constantly challenging themselves to build a better, more transparent home loan experience.

What does Novus Home Mortgage, a division of Ixonia Bank, do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include:

    • Social Security number and income
    • Credit history and credit scores
    • Mortgage rates, payments, and account balances
    • When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons Novus Home Mortgage, a division of Ixonia Bank, chooses to share; and whether you can limit this sharing.

Does Novus Home Mortgage share?

      • For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus, Yes.
      • For our marketing purposes — to offer our products and services to you, yes.
      • For joint marketing with other financial companies, no, we don’t share
      • For our affiliates’ everyday business purposes — information about your transactions and experiences, No, We Don’t Share
      • For our affiliates’ everyday business purposes — information about your creditworthiness, No, We Don’t Share
      • For nonaffiliates to market to you, No, We Don’t Share

Questions?
Call (844) 337-2548 or email Novus Home Mortgage.

Who is Providing This Notice?
Novus Home Mortgage, a division of Ixonia Bank

How Does Novus Mortgage Protect My Personal Information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How Does Novus Home Mortgage Connect My Personal Information?
We collect your personal information, for example, when you

      • Apply for a loan
      • Give us your income information
      • Give us your employment history
      • Give us your contact information
      • Provide your mortgage information
      • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. In addition, we collect phone contacts in the mobile application when you share the app.

Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes:

      • information about your creditworthiness.
      • affiliates from using your information to market to you
      • sharing for non-affiliates to market to you
      • State laws and individual companies may give you additional rights to limit sharing.

By submitting your phone number, you are authorizing Novus Home Mortgage to send you text messages and notifications. Message frequency may vary. Message/data rates apply. Reply STOP to unsubscribe from a message sent from us.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

HOW YOU OPT-IN
The user fills out a form on the website where they can consent to receive notification messages from our company. There is also a box they can check to receive product updates and/or marketing messages. The messaging disclosure is displayed to users by this form.

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Novus Home Mortgage, a division of Ixonia Bank, does not share with our affiliates.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Novus Home Mortgage, a division of Ixonia Bank, does not jointly market.