by The Novus Texas Team | Jan 20, 2026 | Mortgage
Can You Receive Gifts for Mortgage Down Payments? A Texas Perspective When it comes to buying a home in Texas, many first-time buyers often wonder if they can use gift funds to help with their down payment. The good news is that yes, you can! Gift funds can cover all... 
by The Novus Texas Team | Jan 19, 2026 | Mortgage
What is the Minimum Down Payment for a DSCR Loan? If you’re looking to invest in real estate, you might have come across the term DSCR loan, which stands for Debt Service Coverage Ratio loan. Unlike traditional loans that rely heavily on your personal income, DSCR... 
by The Novus Texas Team | Dec 29, 2025 | Mortgage
How to Refinance a Reverse Mortgage into a Conventional Loan Navigating the world of home loans can feel overwhelming, especially when it comes to refinancing a reverse mortgage into a conventional loan. But don’t worry, we’re here to help you understand the process... 
by The Novus Texas Team | Dec 27, 2025 | Mortgage
Get the Best Rates on Your Mortgage Loan with Novus Dallas Are you ready to take the plunge into homeownership in the Dallas area? Finding the right mortgage loan can feel overwhelming, but with Novus Home Mortgage, you’re not alone. We’re here to help you navigate... 
by The Novus Texas Team | Dec 25, 2025 | Mortgage
How Can I Get a Bank Statement Loan? A Texas Guide for Homebuyers If you’re a self-employed Texan or someone with non-traditional income, you might find yourself wondering about bank statement loans. These unique financing options allow you to qualify for a...