by The Novus Texas Team | Aug 19, 2026 | VA Loans
VA Loan Credit Score & Approval Requirements in 2026: What Lenders Actually Look At By Ariel Carballo, Loan Officer & Sales Manager, NMLS #2097750 · Novus Texas Quick Answer The VA does not set a minimum credit score for a VA home loan. There is no official... 
by The Novus Texas Team | Aug 5, 2026 | VA Loans
Understanding the Benefits of VA Mortgages VA Mortgages offer a unique opportunity for veterans and service members to achieve homeownership. These loans are backed by the U.S. Department of Veterans Affairs, providing favorable terms. They are designed to make buying... 
by The Novus Texas Team | Jul 12, 2026 | VA Loans
Can you get a VA Loan with bad credit? If your credit is bruised, you may still have a path to homeownership through a VA-backed mortgage. A VA loan with bad credit is not automatically off the table because the Department of Veterans Affairs does not use a single... 
by The Novus Texas Team | Jun 24, 2026 | Mortgage
How the Texas Homestead Exemption Lowers Your Monthly Mortgage Payment and Improves Affordability The Texas Homestead Exemption monthly mortgage payment benefit is one of the most overlooked advantages for Texas homeowners. By lowering property taxes, it can reduce... 
by The Novus Texas Team | Jun 17, 2026 | Mortgage
Texas Homestead Exemption for Seniors Veterans and Disabled Homeowners Texas Homestead Exemption for seniors, veterans, and disabled homeowners can create major property tax savings beyond the standard exemption. Many qualifying Texans reduce their tax bill by...