by The Novus Texas Team | Sep 29, 2026 | VA Loans
Yes. The VA home loan benefit is not a one-time-only benefit. A Veteran may be able to use VA financing again after using it once, and in some circumstances may even have more than one VA-backed loan at the same time. The key is entitlement. Your ability to use the... 
by The Novus Texas Team | Sep 24, 2026 | VA Loans
The VA funding fee is one of the most misunderstood parts of a VA mortgage. It is not a monthly mortgage-insurance premium, and it does not apply to every Veteran. It is a one-time charge that helps fund the VA home loan program. For 2026, the funding fee depends on... 
by The Novus Texas Team | Sep 22, 2026 | VA Loans
“VA loans have no closing costs” is a myth. VA financing can reduce some of the cash required to buy a home, but Veterans can still have appraisal, title, recording, prepaid tax and insurance, credit-report and other customary costs. The good news is that VA rules and... 
by The Novus Texas Team | Sep 17, 2026 | VA Loans
One of the most valuable Texas-specific VA loan questions is whether you can combine the federal VA home loan benefit with the Texas Veterans Land Board’s Veterans Housing Assistance Program (VHAP). In many cases, yes. The Texas General Land Office states that... 
by The Novus Texas Team | Sep 15, 2026 | VA Loans
Texas Veterans sometimes hear “VLB loan” and “VA loan” used as though they are the same thing. They are not. The U.S. Department of Veterans Affairs administers the federal VA home loan benefit. The Texas Veterans Land Board (VLB), part of the Texas General Land...